Federal law strictly limits how debt collectors may communicate with consumers. If Everest Receivables is making repeated or excessive phone calls intended to pressure you, this behavior may constitute harassment under the FDCPA. Collectors are also forbidden from threatening lawsuits, wage garnishment, or arrest when those actions are not legal or intended. A common violation occurs ... https://protectionforconsumers.com/end-everest-receivables-debt-collection-harassment/